Thesetokensdonotqualifyassecuritiesonlyiftheirsolepurposeistoconferdigitalaccessrightstoanapplicationorserviceandiftheutilitytokencanalreadybeusedinthiswayatthepointofissue.Ifautilitytokenfunctionssolelyorpartiallyasaninvestmentineconomicterms,FINMAwilltreatsuchtokensassecurities(i.e.inthesamewayasassettokens).

由于父辈城镇化率比hcBV低，大多人（16人，84%）最后将回到农村养老，其需求将比tzhP低，没有新的住房需VDKU，看护需求也基本上KBFE家庭内解决h1Is